Understanding Your Investment in Therapy
At Coastline Therapy Group, we view therapy as a valuable investment in your mental health and overall well-being. We are committed to providing exceptional care that reflects the value of this investment. Here, you'll find detailed information about our session fees, insurance policies, and payment options. Our goal is to make the process as straightforward and transparent as possible, ensuring you can focus on your journey to wellness.
Session Fees and Payment Information
We believe in transparent pricing to help you plan for your therapy sessions without any surprises.
Individual Therapy/Couples/Family Therapy
If you are using insurance you may have a co-pay or a deductible. Your Insurance will be verified by our billing department prior to your first session. Please note that when we check benefits it is an estimate of coverage and not a guarantee of payment. We encourage you to reach out to your insurance provider, as well. Out of pocket session fees are $175 per 50 minute session.
Navigating Insurance and Reimbursement
Coastline Therapy Group is currently in network with Cigna/Evernorth (please note we are no longer accepting new clients with this plan), Optum, Oscar Health, UMR, UnitedHealthcare UHC|UBH, Aetna, Anthem Blue Cross, Anthem UCSHIP, Blue Shield Magellan, Alameda Alliance and CenCal. For clients with out-of-network benefits, we can provide a superbill upon request, which you may submit to your insurance company for partial reimbursement.
We recommend contacting your insurance provider to understand your coverage for mental health services, including deductibles and co-pays. Our team is here to assist you with any questions you may have about this process.
Good Faith Estimate: When paying out of pocket you have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, healthcare providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees. Make sure your healthcare provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your healthcare provider and any other provider you choose for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call our main line at 805-697-4488.
Verification of benefits will be done prior to beginning treatment. You will also want to verify benefits if there have been any changes to your insurance. Please fill out the information required in the link below to ensure benefits have been verified.
Financial Assistance Options
We believe that financial constraints should not be a barrier to receiving quality mental health care. Coastline Therapy Group offers a limited number of sliding scale spots based on financial need and availability. Please contact us directly to discuss your situation and explore how we can make therapy accessible for you.